Is AI Safe to Use?
What Every Retiree Should Know
Straight answers to the 5 most common safety questions about AI — no hype, no fear-mongering.

"Whenever a new technology appears, it is entirely normal to feel cautious. AI is simply a tool — like a calculator, a microwave, or a smartphone. It is perfectly safe as long as you know the basic rules."
Will AI steal my personal information?
No, not unless you give it to them. AI only knows what you type into the chat box. The Rule: Never type passwords, financial details, or sensitive personal information into an AI chat.
Does AI know who I am?
Only your basic account details (email and phone number). The AI does not watch you through your webcam, listen to your phone calls, or track your location.
Can I trust the answers AI gives me?
Usually yes, but always verify important facts. AI is excellent for writing, brainstorming, and learning. For critical medical, legal, or financial advice, double-check with a human professional.
Is it a scam? Will I be charged money?
The basic version of ChatGPT is 100% free. You do not need to enter a credit card. Always use the official website: chatgpt.com.
Can I break the AI if I press the wrong button?
Absolutely not. There is no wrong way to talk to it. If you ask a confusing question, it will simply say it doesn't understand.
The Bottom Line
Using AI is just like using a public library. As long as you don't share personal information, it is a completely safe and enriching place to spend your time.
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